If you’ve ever switched your salary account and forgotten to update the same with EPFO, you already know the stress that follows—payments get delayed, claims don’t move, and you keep wondering what went wrong. Here’s the thing: EPFO processes your monthly PF updates based on the bank details saved in your EPF profile, not the ones you recently started using.
So if your salary now goes into a new account, but EPFO still has your old one on record, it’s only a matter of time before something gets stuck. The good news? Updating your bank details with EPFO is simple once you know what to check and how the process works.
Why Updating Your Bank Details With EPFO Matters
Think about it this way: your EPF account is like a long-term safety vault, but EPFO can only open the right drawer if the bank details match exactly. A small mismatch—an initial, a spelling variation, an outdated account—can hold up your withdrawal or transfer.
I’ve seen people lose weeks just because one letter in their name didn’t match their Aadhaar profile. That’s all it takes.
Updating your bank details ensures:
- Smooth PF withdrawals
- No delays in monthly passbook updates
- No rejected claims due to KYC errors
- A clean record if you’re switching jobs or banks
How To Update Your Bank Account Details With EPFO
Here’s the straightforward path to updating your salary account on EPFO records.
1. Make sure your new salary account is fully active
Before anything else, use the new account at least once. Withdraw something. Get your salary in it. And double-check:
- Your name format matches your Aadhaar and EPFO profile
- The account is KYC-compliant
- Mobile banking/SMS alerts are working
- Joint accounts are marked as “either or survivor”
These small checks prevent 90% of KYC rejections.
2. Log in to your EPF Member e-Sewa Portal
Go to the portal and sign in with your UAN, password, and captcha.
3. Open the KYC section
Inside the Manage menu, select KYC.
This is where you add or update your bank details.
4. Enter your new bank details carefully
Add:
- New bank account number
- Your name exactly as per bank records
- Correct IFSC code
Save it. Your status will show “pending”, because your employer must approve it first.
5. Wait for employer + EPFO verification
Once your employer approves, EPFO verifies your account directly with the bank.
When everything checks out, the status turns “approved.”
And yes—EPFO has made this entire flow smoother with their latest update. If your Aadhaar is verified, most KYC changes can now be authenticated instantly through OTP using the EPFO portal or the UMANG app.
Updating “Date of Exit” on the EPFO Portal
If you’ve left a job and want to avoid hassles during PF transfer or final withdrawal, updating your Date of Exit (DoE) is equally important.
Here’s how you do it:
1. Log into the Member e-Seva Portal
Use your UAN and password.
2. Go to ‘Manage’ → ‘Mark Exit’
Select the PF account you want to update.
3. Enter the right exit date
This date must fall within the month of your last PF contribution.
Add the reason for exit (resignation, termination, etc.).
If your UAN was created after October 2017, and your Aadhaar is already verified, you don’t need employers to approve this anymore. EPFO has simplified this to save people from unnecessary paperwork and long follow-ups.
Frequently Asked Questions
1. What happens if I don’t update my bank details on EPFO after switching jobs?
Your PF withdrawals or transfer requests may get delayed or rejected. EPFO relies entirely on bank details in your KYC record, so outdated information creates verification mismatches.
2. How long does EPFO take to approve updated bank details?
After your employer approves the request, EPFO usually completes verification within a few working days. Aadhaar-validated UANs often get faster processing.
3. Do I need employer approval to mark my Date of Exit?
For Aadhaar-verified UANs created after October 2017, you can update your Date of Exit without employer intervention.
Join WhatsApp