Singapore Mortgage Interest Rates 2026: Fixed vs Floating Loans, HDB Rates

Buying a home in Singapore is a major financial commitment, and the mortgage interest rate you choose can have a significant impact on your monthly repayments and the total cost of your property. Whether you are purchasing an HDB flat, a private property or refinancing an existing home loan, it is important to understand how … Read more

Singapore Government Payouts 2026: What You Can Still Claim Before Year-End

Singapore households have received several government payouts, vouchers and rebates in 2026 to help manage rising living costs. While some major cash payments have already been paid, several benefits are still available in October 2026. Here’s a look at the key government support schemes you may still be able to use, their amounts and important … Read more

Guide To Condo Rental Yields In Singapore [2026 Edition]

For property investors in Singapore, rental yield is one of the most important numbers to consider before buying a condominium. A property may be located in a prestigious neighbourhood and command a high monthly rent, but that does not necessarily mean it delivers the best return on investment. In 2026, Singapore’s private residential market presents … Read more

6 Ways You Can Invest in Silver in Singapore

Silver has once again caught the attention of investors. As a precious metal, it is often compared with gold and can potentially act as a store of value during periods of economic uncertainty. However, silver is also an important industrial metal used in electronics, solar panels, medical equipment, jewellery and many other products. This combination … Read more

Mortgage Rates Are Lower in 2026: Should You Refinance Your Home Loan Now?

Singapore homeowners have some good news in 2026. After mortgage rates climbed sharply and reached around 4% at their peak in late 2023, interest rates have fallen significantly. Some banks are now offering home loan packages at rates of approximately 1.4%. If you currently have a home loan with an interest rate above 1.5%, this … Read more

BTO Income Ceiling Raised to $16,000: Here Are the Other Housing Policies That Have Changed

Singapore has raised the household income ceiling for new HDB Build-To-Order (BTO) flats from $14,000 to $16,000, opening the door for more Singaporean couples to qualify for public housing. Because several housing policies use the BTO income ceiling as a benchmark, the new $16,000 limit has also resulted in changes to HDB loans, Executive Condominium … Read more

When Will Singaporeans Receive Their Budget 2026 Payouts? Complete Timeline and Key Dates

Singaporeans can expect several rounds of government support from 2026 through early 2027. These payouts and rebates include cash payments, CDC Vouchers, U-Save rebates, GST Vouchers, CPF top-ups and other household support measures. In Budget 2026, Prime Minister Lawrence Wong announced additional assistance to help Singaporeans cope with ongoing cost-of-living pressures. Several support measures were … Read more

OCBC Users Receive $400-$600 Enhanced COL Payout Early

Some OCBC customers in Singapore have reportedly received their Enhanced Cost-of-Living (COL) Special Payment ahead of the official payout date of September 9, 2026. Reports shared online indicate that eligible recipients began seeing the government payment credited to their OCBC bank accounts on September 7—two days earlier than expected. $400 to $600 COL Payment for … Read more

Rental Support for Hawker and Market Stalls 2026: Get Up to S$1,200 From September

Rental Support 2026: Singapore’s Government will provide additional rental support to eligible stallholders operating in markets and hawker centres managed by the Government and Government-appointed operators. Under the new support measure, cooked food stalls will receive S$1,200, while market stalls will receive S$600. The support will be distributed over six months from September 2026 to … Read more

SME Cash Grant 2026 Singapore: Get S$500 Per Local Employee, Up to S$2,500

SME Cash Grant 2026: Singapore’s Government will provide a one-off SME Cash Grant to help eligible small and medium-sized enterprises manage cash-flow pressures and rising operating costs. Under the new support measure, eligible SMEs with at least one local employee will receive S$500 per local employee, capped at S$2,500 per company. The grant will be … Read more