The Diwali festival in 2025 is not just about glowing light and sweet victories—it will also be your time to find out about the financial surprises coming from SBI. While the festival of wealth is getting near on the 29th of October, the State Bank of India is presenting fantastic offers that combine luck, savings, and advantages of smart shopping. SBI is giving everyone the opportunity to turn everyday banking into a celebration with things like lucky draws, high-yield deposits, and more. The festival is opening the gates for you to see how SBI is turning this Diwali into your most rewarding one.
Lucky Draw Thrills: ₹3 Lakh in Your Pocket?
Think of a Diwali bang of a ₹3 lakh prize that will be credited to your account. One large star in the sky of SBI’s Diwali 2025 Deal is to redirect the funds to savings account and current account holders who will link up their Aadhaar. This really simple action will bring you to the great lucky draw, which will happen during the festive season. The drawing of winners will take place after Diwali, and the prizes will be credited to the winners’ accounts—no hassle and just pure joy.
What is the point of linking Aadhaar now? Besides the large cash prize, linking your Aadhaar will make your banking transactions more secure and easier access to certain government programs like direct benefit transfers will be granted. On October 9, 2025, SBI is welcoming you to come by the branch, use the ATM, or the YONO app to get up to date with your Aadhaar linking before the end of the rush. Many thousands have made the step already and, in doing so, turned up everyday banking to a chance of winning. The money is not the only thing, but the excitement of possibility surrounded by the colorful rangoli and the loud fireworks around.
Secure Your Glow
If you are one of those who would rather choose safe maturity than gambling, then SBI’s Diwali Special Fixed Deposits are the best. Launched this month, these temporary schemes in 400, 444, and 555-day tenures offer high rates, great for keeping the bonuses from the festival. Ordinary depositors get the rate of up to 6.60% pa, while seniors receive 7.10%—which is a little more than the usual fixed deposits.
Here is the table of rates at a glance:
| Tenure (Days) | General Rate (p.a.) | Senior Rate (p.a.) |
|---|---|---|
| 400 | 6.30% | 6.80% |
| 444 | 6.50% | 7.00% |
| 555 | 6.60% | 7.10% |
Shop Smart: 10% Off With SBI Cards This Festive Frenzy
Diwali shopping has taken a turn for the better. SBI Card users can get up to 10% discounts at once during Flipkart’s Big Bang Diwali Sale which starts on October 11 (early access for Plus members on October 10). The offer applies to credit/debit cards and EMIs and is also connected to Amazon’s Great Indian Festival, therefore reducing bills on mobile phones, household items, and clothes.
Think about Samsung Galaxy S24 Ultra at below ₹1 lakh post-discount or iPhone 16 with no-cost EMI. On top of that, the big saving is the exchange of old phone and getting extra of up to ₹5,000 via SBI-Flipkart Axis tie-ups. Currently, the minimum transaction limit is ₹2,000 and the maximum discount per card is ₹1,000 until October 10, which has now been made long for the festive season. UPI benefits and cashback bring in more excitement, making SBI the best friend of your wallet.
Boosted Limits: ₹1 Lakh Credit For Festive Flair
Are you still looking for more spending power? SBI is going to give the salary account holder a temporary credit boost of ₹1 lakh, which can be regarded as overdraft hikes or card limit jumps. This offer, which started on October 7, 2025, will be the support for the gift hunt without using the savings. Just keep KYC and have a clean score to be chosen; it is risk-managed magic for loyal customers.
Your Diwali Action Plan
All set to grab the joy? First, link your Aadhaar via the YONO app to qualify for the draw. Second, invest in FDs online—branches will not charge fees this season. Third, use your SBI Cards for purchases at sales and check the status using app alerts. Lastly, do not forget to check your email for the draw dates. These steps are what will bring you a prosperous Samvat 2082.
SBI’s Diwali 2025 offerings are not just about marketing; they are about bringing you prosperity. With the option of dreaming about ₹3 lakh, earning 7% returns, and getting the best deals this festival will not only be there but also redefine your wealth.
Also Read: EPS-95 Pension Hike 2025: Government Increases Minimum Pension To ₹7,000 For Retirees