Mali 
You have been an employee for decades and now you and your co-workers are just waiting to retire. But what if your retirement savings got smaller as the market went down? For so many employees of the Indian government this nightmare was their life under the New Pension Scheme. But in 2025, the faintest rumor … Read more
Picture the thrill in government offices as extra paychecks are whispered around. For more than 50 lakh central government employees and 65 lakh pensioners in India, 2025 has been a year full of expectations. The cost of living is rising, but the increases in Dearness Allowance (DA) are a good way to reduce the impact. … Read more
Imagine the scenario: You are all set for the airport, with a ticket in your hand, and you are intending the very next spot to be the sun-soaked beaches or the city buzzing with life. Suddenly the scanning of a barcode or an absent Real ID puts an end to all your plans. However, do … Read more
Visualize a lifeline that not only nourishes your family but also discreetly places an additional ₹1,000 in your pocket monthly—no more queues or paperwork hassles. This is what India’s new Ration Card system in 2025 offers, a revolution for over 800 million recipients under the National Food Security Act (NFSA). While inflation shrinks purchasing power … Read more
Just think about it—the sweets for the festival will be sizzling and the aroma of the home-cooked feast will spread all over your house this Diwali without a huge bill that would burn your pocket. In a big move the Indian government has reduced LPG cylinder prices by ₹200 for domestic use which means more … Read more
What if, instead, you very suddenly required fast money for an unplanned expense or a dream trip- only to discover that there were some hidden charges and an endless amount of paperwork? This will be the situation in 2025. The Reserve Bank of India (RBI) is the one that has changed the rules of the … Read more
Imagine this: You’re rushing through a busy street, desperate for quick cash to grab lunch. You spot an ATM, swipe your card, and punch in $100. But instead of relief, a sneaky $5 fee flashes on the screen—gone in an instant. Welcome to 2025, where accessing your own money feels like a luxury tax. Fees … Read more
The year 2025 saw bank lockers still being the most reliable method for keeping precious items secure, always combining up-to-the-minute technology and the security of an old way of banking. Physical asset protection has had a boom in demand due to the dominance of digital transactions, so lockers have been the most used solution for … Read more
Visualize yourself as a delivery rider zigzagging through a crowded city, and with every order, your income goes up and down just like a rollercoaster. Nevertheless, the government support that comes as a steady stream transforms the uncertainty into a secure situation. This is the enhanced Workfare Income Supplement (WIS) in 2025—the help to the … Read more
If you’re counting on your CPF savings for retirement, here’s some reassuring news — the Singapore government has decided to keep the 4% minimum interest rate on CPF retirement accounts until 2026. In plain terms, that means your money in the Retirement, Special, and MediSave Accounts will continue to earn at least 4% interest, even if market rates drop … Read more