We can picture a man who worked for a whole life and when he retired he got a small pension that just paid for a week’s groceries. This was the case for millions of Indian private-sector workers under the EPS-95 scheme until the year 2025 came along and a sharp increase in pension reversed their … Read more
Picture it—years of hard work, and as you clock out, the last salary slip tells you that you are about to receive a financial gift of sorts. This is what gratuity in 2025 is all about—a lovely gift from your employer, now more powerful with the modern and clever rules and tax benefits. The changes … Read more
Think about it—getting your bank statement and discovering a sneaky penalty taking away part of your hard-earned money. This is what Punjab National Bank (PNB) consumers are being alerted to. From October 1, 2025, maintenance of lockers, payments, and other things are going to make a big change in the banking sector. Don’t allow the … Read more
Visualize punching the clock at your government office and finding out that your paycheck has gone up by a third. The 8th Pay Commission is the assurance to millions of central government workers that they will get nothing but that. The countdown to 2026 has begun under the increasing pressure of inflation – employees and … Read more
What if you could take out the mortgage of your dreams but it would be stopped by the use of old credit information? Would that be a very frustrating situation? Certainly, it would be. Nevertheless, in 2025, the situation in India changed completely when RBI made it easier and more just to manage credit through … Read more
Imagine a day that your salary is finally higher than the ever-increasing prices of groceries and gas. The Fitment Factor Hike 2025, which is expected to benefit over 50 lakh government employees and 65 lakh pensioners, gives them all— financial relief during tough times. Decoding The Power Multiplier The fitment factor is a simple yet … Read more
Imagine going into retirement after years of dedicated service, but only able to manage with a mere ₹1,000 monthly pension due to the skyrocketing of living expenses. This was the hard reality for most Indian workers under the EPS-95 scheme till 2025 came and the government turned around the situation. The Government’s decision of raising … Read more
Think of it as hiding your money in a savings account, only to find out later that there have been new fees and the rates are no longer favorable. In 2025, the situation has changed—new regulations by the RBI are being introduced which will make the banks more transparent but at the same time will … Read more
You have been an employee for decades and now you and your co-workers are just waiting to retire. But what if your retirement savings got smaller as the market went down? For so many employees of the Indian government this nightmare was their life under the New Pension Scheme. But in 2025, the faintest rumor … Read more
Picture the thrill in government offices as extra paychecks are whispered around. For more than 50 lakh central government employees and 65 lakh pensioners in India, 2025 has been a year full of expectations. The cost of living is rising, but the increases in Dearness Allowance (DA) are a good way to reduce the impact. … Read more