Picture an imaginary scenario of spending your entire lifetime working from factories to offices and then facing retirement with nothing more than a ₹1,000 monthly pension, which is enough for only about a week’s groceries at current prices. This was the reality of the Employees’ Pension Scheme (EPS-95) for millions of Indian workers. But the … Read more
The picture is quite bleak if you work for several decades in factories or offices and then get the retirement pension of only ₹1,000 a month, which is just sufficient for buying groceries for a week in the wake of the increasing prices. The retirement plans are going to be very much positively influenced for … Read more
Imagine living an enriching life where the money you have contributed over the years are well claimed to serve you during your golden years. In 2025, EPFO is set to introduce noteworthy reforms in the pension scheme by combining digital technology and financial incentives. With these changes, millions of Indian workers will enjoy easier access, … Read more
Make a tax-free nest egg with government backing and then fret over withdrawing it unconditionally from the massive savings schemes of the PPF in India. Just for good measure, rates of interest are set at 7.1% p.a. for C. Y. 2025-26, and hence, it is an important time for withdrawal laws to increase how hard … Read more
And right then, at a government office, with a cup of coffee in one hand, someone makes an announcement about pay hikes amidst the Diwali celebrations. More than 50 lakh Central Government employees and 65 lakh pensioners feel this isn’t a fantasy. It’s the seventh Pay Commission’s last blast-perhaps inflation-proof enhancement with faint murmurs about … Read more
Imagine that you have to wait for a couple of years to get back your money that is hard-earned and in the meantime you are facing some of the unexpected hurdles. The very popular in India tax saving scheme, Public Provident Fund (PPF), has just got a new withdrawal rules for 2025 which will make … Read more
Imagine dyeing a paycheck that finally overtakes the unrelenting increase in prices of groceries and fuel. For more than 50 lakh Indian central government workers and 65 lakh retirees, the Fitment Factor Hike 2025 is a promising light of financial relief at the middle of economic tensions. Decoding The Fitment Factor Magic The factor in … Read more
Think about the situation when a person retires after working hard for many years, and then he or she is left with a very small ₹1,000 monthly pension which is not even enough for basic needs when prices are rocketing. For millions of Indian workers, this has been the case for years. But 2025 is … Read more
Visualize yourself at your government office, holding in your hand the salary slip, only to discover that because of the rapid inflation the amount of money you are earning now is less than the grocery bills and the price of gasoline. The frustration felt by over 50 lakh central employees and 65 lakh pensioners reaches … Read more
Imagine scraping by on ₹1,000 per month in 2025. That might suffice for a week’s groceries on present-day high prices. For millions of retired Indian workers, it was a cruel reality under the Employees’ Pension Scheme (EPS-95). October, though, brought illuminations. The government carried out an unprecedented, game-changing hike-an increase in the minimum pension to … Read more