In a city as fast-paced as Singapore, one unexpected setback — like a job loss, illness, or family crisis — can shake even the most stable household. That’s where ComCare Financial Assistance steps in, offering not just money, but genuine support for families struggling to make ends meet.
Managed by the Ministry of Social and Family Development (MSF), ComCare is part of Singapore’s strong social safety net, ensuring that no one is left behind when times get tough.
What Exactly Is ComCare Financial Aid?
Think of ComCare as Singapore’s helping hand for lower-income citizens who need temporary or long-term support. It’s designed for those who can’t meet basic needs like food, rent, or medical expenses — and it adjusts based on the situation.
The scheme includes three main types of support:
- Short-to-Medium-Term Assistance (SMTA): For families facing short-term crises such as job loss or illness.
- Long-Term Assistance (LTA): For elderly or disabled individuals who cannot work.
- One-Time Urgent Assistance: For sudden emergencies like accidents or medical bills.
This flexibility makes ComCare more than just a financial scheme — it’s a lifeline that adapts to each family’s story.
Who Can Apply for ComCare?
To qualify, at least one household member must be a Singapore Citizen, and the family’s per capita monthly income should be around $800 or less.
Social workers don’t just look at numbers, though. They also consider health issues, disabilities, caregiving duties, and whether the family has other support. This human-centered approach ensures those who truly need help get it.
What Kind of Help Does ComCare Provide?
ComCare doesn’t stop at cash assistance. It helps cover daily living costs, education for children, and healthcare expenses that aren’t covered elsewhere.
Here’s how the support often looks in real life:
- Monthly financial aid for essentials like food, rent, and utilities.
- Healthcare subsidies for outpatient visits and chronic illnesses.
- School support — covering fees, uniforms, textbooks, and transport.
- Employment and training help so recipients can regain stability.
By linking beneficiaries to job opportunities and community services, ComCare gives families more than short-term relief — it helps them rebuild long-term resilience.
How to Apply for ComCare Assistance
The process is simple and personal. You can:
- Visit your nearest Social Service Office (SSO).
- Bring documents like NRICs, payslips, and medical reports.
- Meet with a social worker who’ll assess your situation.
If approved, assistance is usually received within a few weeks. For quick questions, call the ComCare Hotline (1800 222 0000) or email Ask_SSO@msf.gov.sg.
Why ComCare Matters
More than 30,000 Singaporean households have benefited from ComCare — proof that this program truly changes lives. It works alongside other initiatives like the Workfare Income Supplement (WIS) and Silver Support Scheme, forming a complete safety net for citizens at every life stage.
At its heart, ComCare is about dignity — giving families a chance to stand tall again, with hope, stability, and support from a society that cares.
Frequently Asked Questions
1. Who qualifies for ComCare financial aid?
Any household with at least one Singapore Citizen and a per capita income of $800 or below can apply. PRs in the same family may also benefit.
2. How long does ComCare assistance last?
It depends on your situation — from a few months (for temporary relief) to long-term support for elderly or disabled individuals.
3. Can ComCare cover medical bills?
Yes. ComCare helps pay for medical treatments and chronic care not covered by other subsidy schemes.