If you’re a Singaporean senior or caring for an elderly parent, here’s something you’ll want to know: the government’s Silver Support Scheme isn’t just another payout — it’s a long-term promise of dignity.
Under the 2025 update, eligible citizens aged 65 and above will receive up to S$1,080 every quarter, credited straight into their bank or PayNow-linked accounts. No paperwork. No hassle. Just quiet, consistent support for those who built the nation but earned modest incomes.
Think of it as Singapore’s way of saying, “We see you. We’ve got you.”
What Exactly Is the Silver Support Scheme?
Introduced in 2016, the Silver Support Scheme (SSS) is part of Singapore’s retirement safety net — a system designed to ensure no senior is left behind. It complements, not replaces, your CPF LIFE or other retirement savings.
The scheme targets seniors who spent much of their lives in lower-income jobs — hawkers, cleaners, caregivers, taxi drivers, homemakers — and who might not have built up large CPF balances.
And here’s the best part: you don’t need to apply. The CPF Board automatically reviews eligibility using existing records, making the process completely stress-free.
What’s New in 2025?
The government’s 2025 update brings higher payouts and broader coverage to help seniors cope with rising living costs:
- Maximum quarterly payout raised from S$900 to S$1,080.
- Household income ceiling increased to S$2,300 per person.
- Automatic enrollment continues — no need to submit forms.
These changes will benefit more than 250,000 seniors across Singapore, according to the Ministry of Finance (MOF).
Silver Support Scheme Eligibility Made Simple
You’ll qualify for Silver Support if you meet the following:
- Age: 65 years or older.
- Citizenship: Singapore Citizen.
- Housing: Live in a 1–5 room HDB flat and own no private property.
- Household income: Not more than S$2,300 per person.
- CPF savings: S$140,000 or below at age 55.
Even self-employed seniors are included if their trade income averaged S$27,600 or below between ages 45–54.
When Will Payments Arrive?
Payouts are credited automatically four times a year:
| Quarter | Payment Date |
|---|---|
| Jan–Mar 2025 | 31 Dec 2024 |
| Apr–Jun 2025 | 31 Mar 2025 |
| Jul–Sep 2025 | 30 Jun 2025 |
| Oct–Dec 2025 | 30 Sep 2025 |
If you don’t have a bank account, don’t worry — funds can be withdrawn through GovCash at OCBC ATMs using Singpass QR.
Real-Life Impact: Mr. Goh’s Story
Mr. Goh, 70, a retired delivery driver living in a 2-room HDB flat, receives S$1,080 every quarter. “It’s not a fortune,” he says, “but it helps with groceries and medical bills — and it means I don’t need to rely on my children so much.”
That’s exactly the goal — steady support that brings independence, pride, and peace of mind.
Why This Scheme Matters
With one in four Singaporeans projected to be over 65 by 2030, the Silver Support Scheme is a vital piece of Singapore’s aging strategy. It’s built on compassion, efficiency, and respect for the generation that helped shape today’s success.
It’s not just financial aid — it’s recognition with responsibility.
Frequently Asked Questions
1. Do I need to apply for the Silver Support Scheme?
No application is required. The CPF Board automatically checks eligibility and informs seniors by letter each December.
2. How much will I receive under the 2025 update?
Depending on your household income and housing type, you could receive up to S$1,080 every quarter, or about S$360 a month.
3. Can I appeal if I’m not included?
Yes. You can appeal online through the CPF portal or visit a CPF Service Centre with updated income or housing details.