Mali 
Saving money for a long time sounds great but imagine having the money stuck in account when you need it urgently. That is the problem the holders of PPF accounts face. The Public Provident Fund (PPF) a major tax-free saving option in India, gets the security and growth aspect in the same proportion at 7.1% … Read more
For lakhs of central government employees, this festive season brought not just lights and sweets, but also some truly bright news. The Indian government has officially announced the 8th Pay Commission, signaling a new era of salary revisions and benefits. And that’s not all — starting October 1st, employees received a 3% Dearness Allowance (DA) hike, increasing their … Read more
Old Pension Scheme News: For many electricity workers in Himachal Pradesh, this Diwali was expected to bring long-awaited good news — the restoration of the Old Pension Scheme (OPS). Instead, what they received was a smaller surprise: a 3% Dearness Allowance (DA) hike. At the 18th State Electricity Board Employees Union Conference in Shimla, Chief Minister Sukhwinder Singh Sukhu addressed a … Read more
Imagine the moment when you wake up and see a message on your smartphone saying: ₹1,000 directly credited to your account, giving you the power to get fresh groceries without waiting in line. This is the dream of the 2025 Ration Card Update in India—an ambitious move towards the digital empowerment of a large population. … Read more
Envision this scenario where you are at the bank to open a high-interest savings account, just to find out that your PAN card is “inoperative” and thus are unable to do this transaction. The changes that are being made to India’s financial system are not only but also to make the transactions secure and easy … Read more
Picture a constant flow of dollars coming into your account daily without you having to do any work; all you need to do is save smartly. The new LIC fixed deposit scheme is the solution to this dream—combining solid security and good returns. The Sanchay Plan At the beginning of 2025, the Life Insurance Corporation … Read more
A world where your dreams are not dependent on money or reluctant bank queues—this is the setting for millions of Indians whose lives are positively affected by PM Jan Dhan Yojana. This program that started in 2014 has been a major factor in transforming the “unbanked” category into the “empowered” one. When we reach 2025, … Read more
Imagine a day when your faithful bank account sends you a message saying that it has just given you a lifeline of ₹5 lakh for your dreams— whether a child’s education or a new home which had been waiting for ages. Punjab National Bank (PNB) has added to the excitement with its five-lakh-rupee scheme, mainly … Read more
Imagine turning pocket change into a powerhouse fund—without the stock market jitters. In 2025, the Post Office Recurring Deposit (RD) scheme beckons as India’s go-to for effortless wealth-building. Backed by the government, it’s a zero-risk ritual of monthly deposits that blooms into steady gains. Ready to dive in? The RD Essence This scheme thrives on … Read more
Picture a lifeline that not only fills your cupboard with cheap grains but also gives you cash every month—this is the new beginning of India’s Ration Card New Rules 2025. The government is changing the whole scenario of welfare as the inflation is biting harder; thus, it is giving out subsidies along with direct aid … Read more