CRA November 2025 payment dates: As November 2025 approaches, millions of Canadians are watching their calendars — not for holidays, but for the next round of CRA benefit payments.
From parents relying on the Canada Child Benefit (CCB) to seniors awaiting Old Age Security (OAS) and Canada Pension Plan (CPP) deposits, these payments often make the difference between financial strain and stability.
But when exactly are the November payments arriving? And how can you make sure you don’t miss yours? Let’s break it down clearly and simply.
Key CRA Payment Dates for November 2025
Here’s a quick look at the confirmed and expected CRA benefit deposit dates this November:
| Benefit Type | Next Payment Date | Frequency |
|---|---|---|
| Canada Child Benefit (CCB) | November 20, 2025 | Monthly |
| Old Age Security (OAS) | November 27, 2025 | Monthly |
| Canada Pension Plan (CPP) | November 27, 2025 | Monthly |
| Canada Workers Benefit (CWB) | November 15, 2025 | Quarterly |
| GST/HST Credit | January 3, 2026 (next) | Quarterly |
| Canada Carbon Rebate (CCR) | January 17, 2026 (next) | Quarterly |
Most deposits land by direct deposit on the listed date, while mailed cheques can take a few extra business days.
What Each CRA Benefit Means for You
👨👩👧 Canada Child Benefit (CCB)
If you’re raising children under 18, expect your next CCB payment on November 20.
For 2025–26, families may receive up to $7,787 per child under 6 and $6,570 per child aged 6–17 — tax-free. Payments adjust every July based on inflation.
👴 OAS and CPP (November 27)
Both benefits arrive together near month-end.
- Average OAS: around $713/month
- Average CPP: about $772/month (can go up to $1,364)
Check your My Service Canada Account (MSCA) for exact amounts and deposit details.
💼 Canada Workers Benefit (CWB)
For low-income workers, the next advance payment is due November 15, 2025.
If you filed your 2024 taxes and meet the income limits, you’ll receive up to 50% of your annual entitlement automatically — no reapplication needed.
🌎 Canada Carbon Rebate (CCR)
No payment is expected in November. The next deposit will be on January 17, 2026, helping offset carbon costs for households in eligible provinces.
How to Check or Track Your CRA Payments
Here’s how to make sure your money arrives safely:
- CRA My Account: Log in to view upcoming deposits, payment history, and benefit amounts.
- MyCRA App: Access CRA updates and schedules anytime on your phone.
- Bank Account: Look for deposits from “Canada Fed” or “RCVT.”
- Cheques: If mailed, allow five business days before contacting CRA about delays.
💡 Tip: Switch to direct deposit through your CRA account or bank to avoid lost or delayed cheques.
Keeping Your Benefits Flowing Smoothly
To prevent missed payments or suspensions:
- File your income tax return every year — even if you had no income.
- Update your address and banking details as soon as they change.
- Check CRA’s benefit eligibility rules regularly for updates.
Frequently Asked Questions
1. When will CRA benefits be paid in November 2025?
The main CRA benefits — CCB, CPP, and OAS — will arrive between November 15 and November 27, 2025, depending on the program.
2. What if my CRA payment is late?
Wait five business days after the expected date, then contact CRA if no deposit appears. Always confirm your direct deposit info is current.
3. Is there a CRA GST payment in November?
No, the next GST/HST Credit payment will arrive on January 3, 2026.
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