Ever wished your loan could work around your life, not the bank’s rules? The GXS FlexiLoan might just be that rare kind of credit line that gives you control instead of pressure.
Here’s the thing — it’s not just about borrowing money. It’s about flexibility, transparency, and saving more while doing it. From quick access to cash to lower interest and cashback perks, this deal feels refreshingly fair.
What Makes GXS FlexiLoan Different?
With the GXS FlexiLoan, you can draw multiple mini-loans up to your approved limit — just like dipping into a digital wallet when you need it. There’s no rigid structure or unnecessary fees. You decide how much to borrow, how long to repay, and even the date your instalments are deducted.
And the best part? You pay less interest if you repay early. That’s rare in traditional loans, where early payments often come with penalties.
- Interest Rate: From 1.60% p.a. (EIR from 3.00% p.a.)
- Processing Fee: Absolutely S$0
- Total Payable Example: S$10,288 for a qualifying loan
MoneySmart x GXS Exclusive: Cashback & Rewards You’ll Actually Love
If you’re planning to apply, do it through MoneySmart between 1 October and 31 October 2025 to unlock extra perks. Here’s where it gets exciting:
Enjoy 1.28% OFF your interest rate when you borrow at least S$10,000 for 12 months or more.
Just remember to name your loan “MSDEAL” at the time of application.
You’ll receive the discount as cashback directly into your GXS Savings Account — real savings you can use instantly.
Rewards That Scale With Your Loan Amount
MoneySmart is making this deal sweeter with rewards that scale as your loan grows:
- S$8,000–S$9,999: Get S$120 cash or 1,200 SmartPoints (redeem for a Dreame Hair Dryer worth S$299).
- S$15,000–S$19,999: Receive S$400 cash or points for an Apple iPad (A16, 2025).
- S$30,000–S$49,999: Score S$900 or points for an iPad Air (128GB).
- S$80,000 & above: Enjoy S$1,700 cash or SmartPoints for the latest 6.9-inch smartphone worth S$1,899.
You can redeem rewards using SmartPoints or top them up for higher-value products — total flexibility, just like the loan itself.
Why It’s a Game-Changer
Most loans demand. This one adapts.
It’s fast, transparent, and built for people who want real control over their money. Whether you’re managing expenses, funding a project, or consolidating debt, GXS FlexiLoan gives you the breathing room you need — with fewer costs and more perks.
Just make sure to apply through your MoneySmart account by 31 October 2025 and submit your claim by 30 November 2025 using the same email you used for your loan.
Frequently Asked Questions
1. What is GXS FlexiLoan?
It’s a flexible credit line that lets you draw multiple loans up to your limit, choose your own tenure, and save on interest by repaying early — all via the GXS app.
2. How do I qualify for the MoneySmart promotion?
Apply through MoneySmart between 1–31 October 2025, use “MSDEAL” as your loan name, and borrow at least S$10,000 for a minimum of 12 months.
3. When will I get my cashback or SmartPoints?
Rewards are typically fulfilled within 2–3 months after the campaign ends (around January 2026).
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