If you’ve been working for a few years, you’ve probably seen “Gratuity” listed somewhere in your salary breakup — but have you ever stopped to ask what it really means? I’ve met many employees who assume gratuity is just a retirement bonus, but it’s actually much more. It’s a quiet thank-you from your employer — … Read more
Imagine waking up with a salary that finally runs faster than grocery bills and rising utility costs. For over 50 lakh central government employees and 65 lakh pensioners in India, this is not a dream but a promise of Fitment Factor Hike 2025. As inflation bites fiercer, the whispers of a massive revision under the … Read more
Visualize reporting at your government office and learning that your salary has been increased by one-third—certainly more than enough for the long-planned family vacation along with a no-worry nest egg. It may seem to be a fairy tale for more than 50 lakh central employees and 65 lakh pensioners but that is the scenario with … Read more
Do you realize how ecstatic you would feel if you clocked in at your government job and found out that your paycheck was 33% bigger—just enough for a family vacation that had been on your mind for many years or a dread-free retirement account establishment? The 8th Pay Commission in India is empowering the 50 … Read more
Retirement, after working hard for so many years, should be a time to enjoy life, but the problem is that the cost of living is going up and the pension is only ₹1,000. This is the bitter truth for many Indian workers—until now. The Employees’ Provident Fund Organisation (EPFO) has launched in 2025 revolutionary changes … Read more
Imagine spending decades working in a busy factory and then facing retirement with a mere ₹1,000 pension cheque that cannot meet expenses for even one week of groceries. For millions of Indian workers of the private sector, this was the nightmare scenario of the Employees’ Pension Scheme (EPS-95) until things changed in 2025. A Supreme … Read more
Imagine the quiet anticipation building up in government offices across India as Diwali lights flicker and whispers of the overdue payments finally turning into reality. In the year 2025, long-frozen hikes in Dearness Allowance (DA) will become loaded with cash for over 50 lakh central employees and around 65 lakh pensioners building a buffer against … Read more
SBI 50000 Personal loan EMI For 2 Years When you’re short on cash—maybe for a medical expense, family emergency, or just to get through the month—it’s easy to feel stuck. The good news? You don’t have to rely on expensive private lenders. SBI offers a ₹50,000 personal loan starting at just ₹2,308 EMI for 2 … Read more
Think about it, you can easily get the money and pay for your dream house in a few days by EPF without any long procedure. This is what we are looking forward to with the EPFO 2025 overhaul as it promises to make the life of more than 70 million Indian workers easier and it … Read more
Picture working hard for many years in factories and offices, and when you retire, you will get a monthly pension that is just enough to buy groceries for a week. This was the terrible reality faced by millions of Indian private-sector workers who were getting their pensions under the Employees’ Pension Scheme (EPS-95). The case … Read more